The O'Toole Company is a trusted public insurance adjuster. They have over 70 years of experience and will work to get you're the maximum justifiable settlement from your claim and save you time, frustration, and negotiations.
The adjusters at the O'Toole Company can assist by pursuing all forms of recovery by presenting the appropriate documentation, completing a detailed evaluation of damage or loss of personal or business property, negotiate with insurance adjusters, seek out industry professionals if needed, gain client approval before report submission, keep you updated every step of the way, and more.
The O'Toole Company is licensed in Arizona, California, Colorado, Washington, Texas and New Mexico. They will not charge a retainer or require any money up front, and any fees will be based on a contingency. Call today for a free consultation.
A provision in homeowners and renters insurance policies that reimburses policyholders for the additional costs (housing, food, and other essentials) of having to live elsewhere while the home is being restored following a disaster.
Home Insurance
An evaluation of a home insurance property claim by an authorized person to determine property value or damaged property value. Many policies provide an "appraisal" process to resolve claim disputes. In this process, you and the insurance company hire separate damage appraisers. The two appraisers choose a third appraiser to act as an "umpire." The appraisers then review your claim, and the umpire rules on any disagreements. The umpire's decision is binding on you and the insurance company, but only for the loss amount. If there is a dispute over what is covered, you can still pursue a settlement of the coverage issue after the appraisal takes place. You are required to pay for your appraiser and half of the umpire's costs.