William H Risher FACS

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Map & DirectionsDirections4800 Armour RdColumbus, GA 31904 Write a ReviewWrite Review

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Arey William H

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Attorneys, Accident & Property Damage Attorneys, Adoption Law Attorneys, Automobile Accident Attorneys, Bankruptcy Law Attorneys, Bankruptcy Services, Child Custody Attorneys, Criminal Law Attorneys, Divorce Attorneys, Estate Planning, Probate, & Living Trusts, Family Law Attorneys, General Practice Attorneys, Real Estate Attorneys, Traffic Law Attorneys, Trust Companies, Wills, Trusts & Estate Planning Attorneys

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Phone: (706) 596-6745

Address: 4800 Armour Rd, Columbus, GA 31904

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William H Risher FACS

Divorce
Child Support
Also, not ALL unsecured debts are dischargeable in bankruptcy. For example, child support or alimony, many taxes, most student loans, and criminal restitution are not usually dischargeable in a bankruptcy though some may be repaid through the Chapter 13 plan.
Child Custody and Visitation
Adoption
Guardianship
Spousal Support
Probably not. First, bankruptcy discharges your liability on unsecured debts - if you do not make payments on a secured debt, such as your house, car, or furniture, that creditor still has the right to repossess its collateral. In Chapter 13, these secured debts can often be restructured or the past-due payments paid back through your Chapter 13 plan. Also, not ALL unsecured debts are dischargeable in bankruptcy. For example, many taxes, child or spousal support, most student loans, and restitution obligations are not dischargeable in any Chapter in bankruptcy, although they may be repaid through a Chapter 13 Plan. In Chapter 7, there are more debts that are not dischargeable. When you come in for your free consultation, we will review these 'problem' debts and decide what options are best for you.
Legal Separation
America Cross has a thorough knowledge of the Code and takes on complicated cases that their colleagues reject. She completed a Bachelor of Arts at Auburn University, Auburn, and Juris Doctor at Mercer University-W. George L.S. America joined the firm in 2000 and began filing divorces and legal separations at that time.

Criminal Defense
If a court decision comes back and it's not in your favor, it can be devastating. Is there anything you can do? In Columbus, GA, defendants have the right to appeal a criminal conviction. To start the appeals process, reach out to a criminal defense attorney from Arey & Cross, P.C. We'll work tirelessly on your case.
Traffic Violations
Generally, fees and fines owed to a government - whether local, state or federal - are not dischargeable, e.g., traffic violations, parking tickets, toll fee violations, and criminal restitution.

Auto Accidents

Trusts and Estates

Estate Planning
No one wants to think about a time after they're gone, but you have to plan ahead to protect your beneficiaries. When you hire an estate planning attorney at Arey & Cross, P.C. in Columbus, GA, you'll receive the guidance you need to create a will or trust that safeguards your family against future financial strain. We'll do everything possible to keep your beneficiaries from having to endure a frustrating probate process.
Wills
Trusts
Power of Attorney
To protect yourself in the event that you become physically or mentally incapacitated, you can also speak to your estate planning attorney about advanced health care directives or establishing a power of attorney. Call 706-596-6745 now to make an appointment.
Probate
Were you designated the executor of your loved one's will? Probate law can be confusing and overwhelming, which is why you need an experienced attorney to help you. You can expect us to...

Bankruptcy
Whether you want to file for Chapter 7 or Chapter 13 bankruptcy, you can rely on us for help. If you're wondering how to file for bankruptcy, call 706-596-6745 now to get answers.
Foreclosure
Chapter 13 puts an immediate stop to foreclosures and repossessions. It allows you up to five years to catch up on the missed mortgage payments or to pay your secured creditors. Most times we are able to reduce the interest that you are paying on your cars and the other creditors, but not your mortgage.
Debt Collection
Chapter 13 bankruptcy restructures your debt (and may eliminate a portion of it) so you can make more manageable payments. With Chapter 13 bankruptcy, you don't liquidate or lose any of your assets because you are making regular payments to keep them. Chapter 13 usually works best for people with steady incomes who can manage making regular payments. And if your income is too high to qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy is your only option. When you fall behind on payments, filing a Chapter 13 bankruptcy allows you to freeze debt collection and catch up with payments over a period ranging from three to five years. The terms of your plan will depend on your income and your debts. Arey & Cross, P.C. specializes in working with clients step-by-step through the process of filing for bankruptcy. Contact us today to learn how our bankruptcy attorney can help make filing for bankruptcy as stress-free as possible. Learn how to file for bankruptcy by giving us a call.

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