Alta Vista Insurance Agency

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Auto Insurance, Business & Commercial Insurance, Flood Insurance

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Tomorrow: 8:30 am - 5:00 pm

46 Years

in Business

(760) 724-2124Call Visit WebsiteVisit Website Map & DirectionsDirections1020 S Santa Fe Ave Ste KVista, CA 92084 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Thu:	8:30 am - 5:00 pm
Fri:	8:30 am - 4:00 pm

Places Near Vista with Auto Insurance

San Marcos (8 miles)
San Luis Rey (10 miles)
Bonsall (11 miles)
Carlsbad (12 miles)
Oceanside (14 miles)

More Info

General Info

Vista, CA : Alta Vista Insurance is a full-service, independent insurance agency. We treat our clients as we would want to be treated; leave our clients more informed than when they met us; and take our service one step beyond what is expected.

Email

Extra Phones

Phone: (813) 635-6511

Fax: (760) 630-1597

TollFree: (888) 724-2124

Payment method

cash, check, debit, discover, paypal, amex, master card, visa

Neighborhood

AKA

Alta Vista Insurance Agency Inc

Other Links

https://www.altavistainsurance.com

https://www.altavistainsurance.com/contact-us.html

Other Emails

Categories

Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (760) 724-2124

Address: 1020 S Santa Fe Ave Ste K, Vista, CA 92084

Website: https://www.altavistainsurance.com

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Alta Vista Insurance Agency

Auto Insurance
When it comes to an employee utilizing their personal vehicle for work purposes, like a pizza delivery driver, California does not require that separate insurance be carried. However, it is highly recommended that business owners supplement their employee's existing auto policy with hired and non-owned auto insurance because most personal auto policies exclude business use from their coverage.
Motorcycle Insurance
Other types of coverage may be required, including boat insurance, motorcycle insurance, RV insurance, and more. You can find out more about these laws by looking up insurance laws in California or talking to an insurance agent about which policies are required.
Boat Insurance
RV Insurance

Renters Insurance
At Alta Vista Insurance Agency in Vista, CA, we provide excellence in service. Our agents in California are available to provide you with information about coverage that’s available to you and discuss what’s prudent for you to have when it comes to renter's insurance.
Home Insurance
There's nothing better than having a warm, cozy home to come back to after a long day at work. If you want to make sure your home is protected no matter what, home insurance from Alta Vista Insurance Agency in Vista, CA can help.
Condo Insurance
When you are in the Vista, CA area, owning a home can be a great option. If you do own a property here, you could benefit from long-term property appreciation and have a stable place to live. One type of home to consider getting is a condo, which can offer you many benefits and amenities with fewer maintenance obligations. If you are going to purchase a condo here, you do need to make sure that you comply with the various insurance requirements. There are several reasons why having a condo insurance policy could be required for you.
Landlord Insurance
Anyone that is looking to build long-term wealth in the Vista, CA area should consider purchasing an investment property and becoming a landlord. When you are a landlord, you will be able to earn rental income and build equity as the years go by. While owning real estate can be a great option, landlords do need to make sure that they are adequately insured. There are several reasons why a California landlord should get a landlord insurance policy.

Health and Life

Life Insurance
Life insurance is one of those types of insurance that everyone should consider at some point. It is the protection of your beloved ones and a guarantee of their financial security if you pass away. Every state has its own rules and regulations regarding life insurance. If you live in California and are thinking about purchasing a life insurance policy in the Golden State, Alta Vista Insurance Agency, serving Vista, CA, is happy to share specific things you should be aware of before purchasing. By knowing about rules and regulations in this state, you will be able to make an informed decision when it comes to buying a policy.
Health Insurance
Health insurance is critical to every individual’s well-being, and there are often no warning signs when a person needs it the most. In the Vista, CA area, and all across the nation, knowing you have the right coverage for your situations is essential. Asking the right questions concerning medication, doctors, and emergency care is the perfect place to start inquiring.
Vision Insurance
Those that are in the Vista, CA area will have many different personal insurance needs. Some forms of insurance coverage that people will need to have can include health, dental, and vision insurance coverage. There are several reasons why someone in California always needs to have these types of insurance coverage.

Commercial Property Insurance
Commercial property insurance protects any property associated with your business. This includes stores, manufacturing centers, and office buildings.
Workers Compensation Insurance
If you own a business in California with any number of employees - regardless of whether they are full time or part-time - state law requires that you have a commercial insurance policy with workers' compensation included. In short, workers' compensation insurance covers the cost of medical bills associated with an employee's injury while on the job. In addition to workers' compensation insurance, California also requires businesses to carry commercial auto insurance if the company owns the vehicle. On that policy, you must bear state minimum coverage for the following: property damage liability and bodily injury liability with coverage for both one and multiple persons.

Liability Insurance
The best way to understand how umbrella insurance works is with a real-life example. If you get into an accident and the driver sues for injuries and damages, you could be on the hook for $500,000, but if your auto liability coverage only covers $300,000, then this means you still owe $200,000. With umbrella insurance, you wouldn’t have to pay for the difference, and the policy will cover what you owe, along with any legal fees for the lawsuit.

Natural Disaster

Flood Insurance
Damage to your home is stressful enough without having to worry about paying for it out of pocket. If you live in an area of Vista, CA, where floods are more common than usual, Alta Vista Insurance Agency has you covered when it comes to flood insurance.
Earthquake Insurance
Most California residents live within 30 miles of an active earthquake fault. Earthquake insurance covers damages caused by an earthquake. The value of the items lost will be assessed, and you will be reimbursed for that amount.

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